Closing Cost Estimator

California-specific closing cost breakdown for buyers and sellers

Estimated Closing Costs

Buyer Closing Costs

ItemEstimated Cost

Seller Closing Costs

ItemEstimated Cost

About California Closing Costs

  • Title Insurance — Buyer pays lender's policy; seller typically pays owner's policy in Southern CA.
  • Escrow Fees — Split between buyer and seller, based on purchase price.
  • Transfer Tax — County tax of $1.10 per $1,000 of sale price (some cities add more).
  • Recording Fees — County charges to record the deed and mortgage.